10 Best Mortgage Brokers in Vienna

Buyers who like dealing with a qualified mortgage specialist in a central office will find that at Viveros, an independent company within the Infina network on Schubertring. Managing director Pablo Viveros holds an MSc from WU Vienna and is a state-certified asset adviser and mortgage broker. A home loan calculator estimates what you can borrow from your current rent. Callbacks and consultations are free and non-binding.

Borrowers who want many banks compared in one go should start here, since Infina compares offers from more than 150 banks and building societies. Its Vienna hub on Gonzagagasse is one of over 30 Infina advisers spread across the city. As an unbound credit broker, it charges no extra consultation fee and earns a commission only when a loan is signed. Online calculators cover home loans and refinancing.

Buyers in Donaustadt and the towns east of Vienna may like working with a single adviser close by, which is what RT Finance offers. Robert Trojan has advised on home loans since 2008 and compares numerous banks and building societies. Refinancing and optimising existing loans are part of the service. Consultations are free and non-binding, and contact by WhatsApp is possible.

Its strength lies in size and experience: realfinanz has more than 35 years in property financing and a team of about 60 financing advisers. The independent broker, which stresses that it is not a bank, works with over 80 bank partners from all Austrian banking sectors. International financing solutions are also offered. Support runs from the first meeting to the day you move in.

Speed is the main argument at bestens-finanziert, which suits buyers who have found a flat and need an answer fast. A first assessment arrives within 24 hours of the request, and concrete bank offers usually follow within a week. The broker works with over 50 banks, including smaller regional ones. Advice is free for clients, and the bank pays the broker once financing is arranged.

Buyers who prefer to handle their loan online will get along with miracl, a home financing broker based in Neubau. Consultations take place by phone or video call and are free and non-binding. Its online hub tracks the status of an application, takes document uploads and connects you with a personal specialist up to the notary appointment. Tools cover loan comparison, refinancing and checking existing terms.

Homeowners with an older loan to restructure are a good match for CheckFin, which handles refinancing alongside new home loans. The broker also helps with Swiss franc and other foreign-currency loans, fixed-rate offers, solar panel financing and loans across generations. It cooperates with more than 30 banks. CheckFin is paid through the bank's usual processing fee, so clients pay nothing extra.

Households who want their mortgage planned together with insurance and savings will find that combination at FiNUM. The firm's independent asset advisers and insurance brokers arrange property and house loans, construction financing and practice financing for doctors. Several advisers hold the CFP and EFA certifications. The first consultation is free, and the advice is paid by the bank or insurer rather than by the client.

Clients who would rather discuss their loan in a language other than German will notice that Matfin lists English, Bosnian, Croatian and Serbian among the languages it speaks. The Margareten broker is run by former banker Dejan Matic and arranges property loans for flats, houses and building projects. Existing loans can be combined into one. Offers usually arrive two to three days after the documents.

Families in Floridsdorf and Donaustadt who want one office for both their home loan and their insurance can turn to House of Finance. The team consists of state-certified insurance brokers and asset advisers. Property financing comes with a bank comparison, while pension planning, investments and leasing are covered too. Appointments can be booked online, in person, at the office or by video call.